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JDIFS Services

As a leading independent broker, we offer superior products in the life, health and wealth industries.

Planning for Tomorrow

• Retirement

• 401(k)’s

• Annuities

• Cash Flow Assessment

Protect Family

• Health Insurance

• Medicare

• Dental Insurance

• Long-Term Care

• Group Health

Build Wealth

• Investments

• Estate Planning

• 529 Plan

• IRA’s

Tools for Life + Health + Wealth

Our services are supported by good customer service and prompt responses to your inquiries.

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Investments

Get the financial freedom you deserve. We will coach you through building out the investment portfolio that aligns you with your unique goals – and empower you to make the meaningful decisions to pursue your life dreams.

Let us help you with: investment strategies; investment techniques; investment types; understanding your risk type.

Build Wealth

• 401 k's

• Fixed & Variable Annuities

• Mutual Funds

• Individual Bonds

• Individual Stocks

• Separately Managed Accounts

Education Planning

Speak with our trusted advisors to accurately assess what they wish to achieve in order to provide guidance and practical objectives to help their family reach their personal, professional, financial, and academic goals.

Quick Facts:

• Borrowed money, including student loans covered 21% of college costs.

• 34% of students borrowed to pay for college, covering 8% of costs.

(source: SallieMae.com)

Start Saving

• 529 Plans

• 401(K) Plans

• Retirement Accounts

• Child Life Insurance

• State Pre-Paid Plans

• Trusts

Retirement Planning

Allow us to assess your readiness-to-retire. We identify the tools to improve your readiness. J. Darden Insurance & Financial Services is a full-service agent/broker offers you the best value for your money.

You have worked hard for your money – and we seek to grow your returns while reducing your risk.

What Is Your Plan?

• Individual Retirement Plan

• Distribution Planning

• Supplemental Benefits

• Employer Sponsored Plans

Estate Planning

Start today anticipating and arranging the management and disposal of your estate. In the event you are incapacitated and after death, the planning must include the bequest of assets to heirs and may include minimizing gift, estate, generation skipping transfer, and taxes. Estate planning prepares for incapacity as well as a process of reducing or eliminating uncertainties over the administration of a probate and maximizing the value of the estate by reducing taxes and other expenses.

Primarily – estate planning determines specific goals of the estate owner and may be as simple or complex as your wishes and needs directs. Contact us today to discuss your needs.

Things To Know

• Everyone Needs A Plan

• Power of Attorney

• A Will or Living Trust

• Advanced Healthcare Directive

• The Risk and Dangers of Probate

Health Insurance

JDIFS offers affordable health insurance plans to individuals, families and businesses. We have plans for every person at every stage of life. Get a quote on our medical, dental and Medicare health plans.

Keeping You Covered

• Low Cost Health Care Providers

• High Quality Care

• Virtual Care

• Let Us Assess Your Medicare Eligibility

Long-Term Care

Retirement age for baby boomers is here – so lots of attention to their healthcare and long term needs are important.  Insurance policies have been created to reduce the cost of these services. Most long term care is not medical care, but rather assistance with the basic personal tasks of every day life. We can give guidance on what policy is best for you.

Is It Worth It?

• Is Long-Term Care Insurance For Most people?

• When should I start a policy?

• Why not wait until I need it?

• Is it expensive?

Dental Services

Dental coverage is not an essential health benefit, so dental coverage for adults is offered separately from health insurance plans. So dental coverage should be included in your planning. You can choose between a wide range of  coverage options. Each plan or  coverage has different advantages and disadvantages.

Complete Your Coverage

• Choose from a large network of quality dentists

• Keeping your mouth healthy helps your overall health

• Most dental plans have a coverage limits

Cash Flow Planning

Dedicated, comprehensive and customized solutions to create a roadmap that guides cash flow. A little advance planning can help avoid short-term shortages of cash. We start with a cash mangement plan to organize your finances.

A Winning Formula

• Forecating Cash Needs

• Realistic Budget Report

• Prepare for unplanned life events

Live Your Best Life.

There isn’t much that gratifies us more – than providing clients the protection and planning needed to live with peace of mind.

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Schedule A Meeting

Your meetings are complimentary